Responsible Lending
For our financing business, we are guided in particular by the objectives of the Swiss Confederation and the Canton of Monarch Wealth Finance with regard to the 2030 Agenda and the achievement of greenhouse gas neutrality by 2050. In order to ensure the sustainable development of our financing business, we pursue a risk policy geared towards continuity and consider the assessment of environmental and social risks to be an important part of the credit assessment. Our sustainability policy sets out guidelines for responsible lending.
We generate specific social benefits with our start-up mortgage for first-time buyers of residential property and by supporting innovative start-ups. We generate a specific ecological benefit with our environmental loan.
Sustainable Investments
For our investment business, we are guided by the United Nations Principles for Responsible Investment (UN PRI) and report on them annually. We systematically integrate ESG risks and opportunities into all investment solutions. When it comes to direct investments, we focus on dialogue with invested companies with a view to achieving the United Nations Sustainable Development Goals (SDGs) and greenhouse gas neutrality by 2050.
We are convinced that actively influencing sustainability issues is not only our social responsibility, but that sustainability aspects, and in particular climate risks, are material across all asset classes and that the inclusion of our sustainability principles in asset management promotes performance.