Get the funds to empower your plans with zero fees

Fast, simple, flexible. Get the personal loan you need for what matters most.

Up to $30,000 loan amount

11.49% – 20.49% fixed rate APR

Up to 60 month repayment terms

0.5% rate reduction for enrolling in automatic payments

Our easy loan process takes minutes

Check your rate

See your rate in just a few clicks without impacting your credit score.

Complete and submit your application

See your rate in just a few clicks without impacting your credit score.

Get your funds fast

Once approved, get your funds as soon as the same business day when deposited directly to a Citi® bank account or within 2 business days when deposited directly to a non-Citi® bank account

Learn more about Unity Trust Finance® Personal Loans

What is a UTF Personal Loan?

A UTF Personal Loan is a fixed-rate loan that you pay back in fixed monthly payments over a set duration. You can choose your loan amount and duration to configure convenient terms and a fixed monthly payment that works for you.

What can a UTF Personal Loan be used for?

Once approved, you can use your funds for a variety of different expenses. Use your funds to consolidate higher-interest-rate debts into one monthly payment, cover unexpected expenses, and fund home improvements.

Will applying for a personal loan impact my credit score?

Checking your rate will not affect your credit score. If you submit a completed loan application, UTF will conduct a hard credit inquiry which may have an impact on your credit score.